
An $8 piece of plumbing causes around one in five Australian water damage claims. Insurers are increasingly declining claims for hoses that show wear and tear. This is the lot vs common property responsibility, the maintenance program a committee should run, and why the cost ends up on the building's premium regardless of who burst the hose.

Victoria's Owners Corporations Act review report has been with Consumer Affairs Victoria since around December 2025. Three months on, no draft bill has been tabled. This is what we know is in the report, what's likely to change, and what owners and committees should do while they wait.

Waterproofing is the single biggest defect in Australian apartment buildings: 42 per cent of serious defects in NSW Class 2 stock and the largest line in most strata insurers' claims books. This is the practical state-by-state guide to what happens when your shower leaks, tiles fall off, or you want to renovate a wet area.