UnitBuddy journal
Insurance guides.
Clear, useful reading for owners corporations and the people who run them.
11 guidesRSS
Insurance
How to Get Your Own Strata Insurance Quotes and Stop Paying Commission
A step-by-step guide for committee members who know nothing about insurance: how commissions work, how to appoint a fee-only broker or go direct, what underwriters ask for, and how to compare quotes.
2 November 2026 · 16 min read
Insurance
CHU Strata Index 2026: What 1,000 Owners Said About Maintenance, Strata Managers and Insurance
CHU surveyed 1,000 strata owners for its 2026 Strata Index. A third of schemes still have no regular maintenance plan, half of owners can't say what an insurance broker does, and 64% want to hear from their strata manager more often. Here are all 23 charts from the report and what a committee can take from them.
19 October 2026 · 13 min read
Insurance
The Strata Insurance Landscape in Australia (2026): Providers, Prices and Sentiment
What is strata insurance, what does it cover, and who are the best strata insurers in Australia? Compare CHU, SCI, Flex, QUS and 2026 costs.
10 June 2026 · 18 min read
Insurance
Why Your Strata Insurance Keeps Rising in 2026
Strata premiums are up 30-50% while the building-defects crisis deepens. Here's why your renewal keeps climbing in 2026, and what your committee can do about it.
31 May 2026 · 13 min read
Insurance
What Does Strata Insurance Cover? A Plain-English Guide for Australian Apartment Owners (2026)
What does strata insurance cover? Everything from building structure and common property to original fixtures, public liability and office bearer cover. What's included, what's not, and how rules differ across all 8 states and territories.
5 May 2026 · 12 min read
Insurance
What Is Strata Insurance? A Beginner's Guide for Australian Apartment Owners (2026)
A clear, jargon-free explanation of what strata insurance is, who pays for it, what it does, and what you need to know as an Australian apartment owner: written for first-time buyers and anyone confused by the terminology.
5 May 2026 · 10 min read
Insurance
What Strata Insurance Do I Need? A 2026 Guide for Australian Apartment Owners
Strata insurance, contents insurance, landlord insurance: what's actually required and what you should hold as an apartment owner in Australia. State-by-state, plain English, with the gap most owners miss.
5 May 2026 · 11 min read
Insurance
Insurance Commissions & Disbursements: The Fees Your Strata Manager Hopes You Won't Question
A deep dive into Schedule C and Schedule D: the commission structures and disbursement charges that can inflate your real strata management costs by tens of thousands of dollars.
4 March 2026 · 9 min read
Insurance
Contents vs. Strata Insurance: What Apartment Owners Must Have in 2026
Your strata scheme's insurance doesn't cover everything you think it does. A clear breakdown of what the building policy covers, what you need to insure yourself, and the costly gap in between.
30 January 2026 · 5 min read
Insurance
What Strata Insurance Actually Covers (And What It Doesn't): A State-by-State Breakdown
What does strata insurance cover in your state? This state-by-state breakdown shows how mandatory building insurance rules differ across NSW, VIC, QLD, WA, SA, TAS, ACT and NT.
27 January 2026 · 5 min read
Insurance
Why Strata Insurance Premiums Have Skyrocketed: And What You Can Do About It
Strata insurance premiums have been the single biggest driver of levy increases. With premiums up 40-80% for many buildings since 2022, we explain the forces at play and the practical steps committees can take to fight back.
24 January 2026 · 5 min read